4-Point and Wind Mitigation Tampa Inspection

You must need wind mitigation from Tampa experts, If you own a home that just turned 25 years old, it’s highly likely your insurance company will require a 4-point inspection come renewal time. Some insurance companies are even requiring a 4-point inspection on homes 19 years old or newer! This type of limited wind mitigation inspection Tampa is one way to provide your insurance company with a better understanding of your property’s condition as it pertains to these four areas: the roof, electrical wiring, plumbing components and HVAC system.

Wind mitigation Tampa Florida, Similar to a full home inspection, each of these four areas is examined. Any conditions that may hinder the renewal of your homeowner’s policy will be identified and possible solutions noted. Among other factors, your 4-point inspector will review the major components of your HVAC, roof, electrical and plumbing. Your report will include the estimated age, how much life is left as well as the overall condition for all four home components. Photos showing the condition of each system may be included as well as images of the property’s exterior and interior.

Most insurance companies tend to view older homes as a liability simply because they are more likely to have problems and require updates. A 4-point inspection proves to your insurance company that it is not. Additionally, building codes have changed over the years as we become increasingly aware of better building materials. Improper installation of any major home component can not only cause a failure to work but also water or fire damage when it pertains to electrical wiring, plumbing or roofing problems.

If you think a 4-point inspection is the same as a wind mitigation, you would be wrong. A wind mitigation Tampa FL is a type of assessment commonly used to gain insurance discounts off your windstorm coverage. During this inspection, your home inspector is looking for key building features with the ability to decrease home damage caused during a hurricane or strong windstorm. Each feature falls into one of the following categories: type of construction, the shape of your roof and the elevation of your home as well as the actual year your home was built.

When you live in Florida long enough, you come to understand what most Floridians already know – wind mitigation is a necessity and without it, you are probably overpaying for homeowner’s insurance. Keep in mind that the insurance rules have changed in recent years. These days, more visual proof is required for an acceptable wind mitigation. Choosing a certified home inspector ensures you’re getting the information your insurance company demands.

Before and after any type of home inspection, it helps to remind yourself that no home is perfect and there are solutions available to handle almost any problem you face. You just need to decide if it’s worth your time, money and effort!

Feeling unclear on the type of inspection you need? Contact Radiant Property Inspection with all of your questions and concerns, wind mitigation inspector Tampa will get back to you as soon as possible.




  • Family Owned & Operated
  • Certified Inspectors
  • Inspections Booked Within 72 Hours
  • Fully Insured (GL & E&O)
  • Discount for Military
  • Checks, & Credit Cards Accepted
  • Pet-Friendly

Like Us on Facebook

Facebook Feed

There are many causes that effect roofing systems. The majority of wind damage to your roofing system is not visible from the ground! Schedule your annual roof inspection today: (813) 839-8416 #HomeInspections ... See MoreSee Less

20 hours ago  ·  

View on Facebook

Don't you think you should know everything about your home? Knowing any potential issues that might arise in the next 5 or 10 years can help you plan and budget. #TampaHomeOwner ... See MoreSee Less

2 days ago  ·  

View on Facebook

We go the extra mile with every job. One of Hank's clients wanted to learn a little more than is normal so he suited up and tagged along. How cool!​ #HomeInspections ... See MoreSee Less

3 days ago  ·  

View on Facebook

Our home inspections are comprehensive. You get a full, detailed report of every aspect of your property. Call us: 813-839-8416 #TampaHomeInspection ... See MoreSee Less

4 days ago  ·  

View on Facebook

"If you can’t fly then run, if you can’t run then walk, if you can’t walk then crawl, but whatever you do you have to keep moving forward." - Martin Luther King Jr. ... See MoreSee Less

5 days ago  ·  

View on Facebook

In Florida, more than anywhere else, it's important to check for mold. Just another benefit of getting a comprehensive Radiant inspection. Schedule today: bit.ly/2sUbb0X #HomeInspection ... See MoreSee Less

6 days ago  ·  

View on Facebook