If you’re buying or owning a home in Florida, you’ve probably heard about 4-point inspections and wind mitigation inspections.

But what do they actually mean—and why do they matter so much?

Let’s break it down.

A 4-point inspection in Florida focuses on four major systems:

Insurance companies require this inspection—especially for older homes—to determine if the property is insurable.

Why? Because these systems are the most likely to cause major claims.

If any of these areas show damage, outdated components, or safety risks, it could affect:

Florida is no stranger to hurricanes. A wind mitigation inspection evaluates how well your home can withstand strong winds.

Inspectors check:

Here’s the good part:
👉 A strong wind mitigation report can significantly lower your insurance premiums.

These inspections aren’t just requirements—they’re financial tools.

They help you:

In Florida’s high-risk weather environment, these inspections are critical for both safety and savings.

👉 Don’t wait until insurance becomes a problem. Get your 4-point and wind mitigation inspection done with Radiant today.

Understanding Florida’s 4-Point & Wind Mitigation Inspections