Because a home remains one of the biggest investments many people make in their lifetime, it’s worth learning everything you can about the home buying process. Below, we’ve shared a few of the most common comments we’ve heard from homeowners over the years. Homeowners who likely didn’t have a proper home inspection checklist to consult. Luckily, you have this blog post!
#1: It’s a brand-new home.
Don’t make the mistake of ignoring the number one item on your home inspection checklist (to get a home inspection!) simply because you’ve purchased a new home. Everyone makes mistakes, including general contractors and construction crew. It’s always in your best interest to get a home inspection, even for brand new homes. In fact, new home inspections are one of our specialties!
#2: We’re purchasing a bank-owned home.
We don’t know where this rumor started but we’re putting an end to it now. Foreclosed homes are always sold in “as is” condition and the lenders who own them make absolutely no guarantee as to the condition of these homes. They avoid liability with the legalese listed throughout their many required REO addendums. Very few banks (if any) ever take the time to view the properties they own, with their only goal to sell them for as much money as possible.
#3: The FHA or VA already inspected the home.
Neither the Veterans Association nor the Federal Housing Authority would ever take on the risk associated with hiring a home inspector. Ever.
#4: My sale will be delayed by an FHA home inspection.
It’s true that the FHA loan process has been known to take time, but that’s not a viable reason to forego your due diligence. If you’re hiring an experienced and trustworthy home inspector, a home inspection will just be another step in your home buying process.
#5: The appraiser already inspected the home.
Nope, that didn’t happen. The role of an appraiser is to determine market value with a thorough review of your home’s features and conditions in comparison to similar homes in the area. An appraiser simply doesn’t have the skills necessary to perform a home inspection. Likewise, a home inspector has no business performing a property appraisal.
For many people, their home inspection checklist includes researching the companies they are considering hiring. We invite you to learn more about Radiant Property Inspection before calling us to handle your home inspection. For any questions, please contact us at (813) 839-8416.